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understanding changes in health insurance

The rules, regulations and restrictions of medical insurance can change a lot over short periods of time. What may be covered this year may not be next year. The premiums that you are paying this year could double next year. How much do you pay out of pocket before your insurance picks up the expenses? Do you have an out of pocket limit to meet before your insurance covers anything? Our blog will help you gain a better understanding of how your insurance works to protect you and assistance in reading the documents you receive to alert you of upcoming changes on your health insurance policy.

Have Original Medicare? Signs You May Need A Medicare Supplement Plan

28 December 2020
 Categories: , Blog

If you meet certain qualifications you automatically become eligible for Original Medicare. You may be aged 65 or older, be disabled, or have end-stage renal disease (ESRD.) Each of these conditions places you in a position where you can receive Original Medicare. However, Original Medicare typically only covers hospitalization and listed medical protections. This insurance might not be sufficient enough to meet your needs. Read through the information below so you can begin to determine if you should take out a Medicare supplement plan. Read More …

Why Is It Important To Have Health Insurance?

27 May 2020
 Categories: , Blog

Health insurance is offered by insurance companies. When you need medical treatment, your insurance will pay for a portion of the cost. You can choose to purchase health insurance through your employer's plan or to purchase it on your own. Whatever you do, make sure you're always insured. Here are four reasons that you absolutely need health insurance. 1. Receive necessary preventative care. If you only go to the doctor when you're sick, you're missing out on vital preventative care. Read More …