2023

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understanding changes in health insurance

The rules, regulations and restrictions of medical insurance can change a lot over short periods of time. What may be covered this year may not be next year. The premiums that you are paying this year could double next year. How much do you pay out of pocket before your insurance picks up the expenses? Do you have an out of pocket limit to meet before your insurance covers anything? Our blog will help you gain a better understanding of how your insurance works to protect you and assistance in reading the documents you receive to alert you of upcoming changes on your health insurance policy.

Unraveling the Complexities of Dental Insurance

2 November 2023
 Categories: , Blog

Navigating the world of dental insurance can often seem daunting. Understanding its intricacies, however, can serve as a powerful tool in managing oral health expenses. This guide aims to demystify dental insurance, helping individuals make informed decisions about their coverage. Understanding Dental Insurance Dental insurance operates on a contractual basis between an individual and an insurance provider. In return for regular premium payments, the insurer agrees to cover a portion of the insured's dental costs. Read More …

Maximizing Your Medicare: Top Tips For The Annual Enrollment Period

31 July 2023
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As you approach retirement or plan for your future healthcare needs, it's essential to understand the various aspects of Medicare. Each year during the annual enrollment period, beneficiaries can review their plan, make changes, and choose the best coverage for the following year. Here are some of the top tips to maximize your Medicare benefits during the annual enrollment period. Understand the Different Parts of Medicare Before diving into the enrollment period, it's vital to understand the different parts of Medicare. Read More …

Do You Need A Medicare Supplement Plan?

1 February 2023
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As an older adult, being as healthy as possible is the key to living independently for as long as possible. Therefore, having good health insurance coverage can be incredibly important. Most adults are eligible for Medicare by the age of 65 years of age or older. However, Medicare does not cover all healthcare expenses, and there can be several costs that are not covered to the extent that they are affordable. Medicare supplement plans are designed to pick up some of the extra expenses where Medicare coverage stops. Read More …