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understanding changes in health insurance

The rules, regulations and restrictions of medical insurance can change a lot over short periods of time. What may be covered this year may not be next year. The premiums that you are paying this year could double next year. How much do you pay out of pocket before your insurance picks up the expenses? Do you have an out of pocket limit to meet before your insurance covers anything? Our blog will help you gain a better understanding of how your insurance works to protect you and assistance in reading the documents you receive to alert you of upcoming changes on your health insurance policy.

Worried About Your Medicare Coverage After Your Spouse Loses a Job? What Should You Know?

25 April 2017
 Categories: , Blog

If you're like many dual-income couples, you and your spouse may be planning to retire at different dates. Whether due to a variance in ages, job duties, earnings, or simply one spouse's desire to keep working, many individuals may precede their spouse in retirement by anywhere from a few months to a decade or more. However, when it comes to your Medicare insurance coverage (and supplemental coverage), depending upon your working spouse's healthcare coverage can sometimes be a risky -- and complicated -- prospect. Read More …

Important Information About Medigap

31 March 2017
 Categories: , Blog

Medigap can be confusing because it's one of many Medicare-related health plans. Most people who aren't on Medicare think of it as one monolithic policy, but it's not. Traditional Medicare covers a certain amount, and after that, you have to rely on another policy. For those who enrolled in traditional Medicare, Medigap is what you want -- and even that is divided into separate policies. There are additional things you need to know about Medigap depending on your age, when you signed up, where you signed up, and what other coverage you need. Read More …